Mortgage , ,

A Checklist Of Documents You Need To Refinance Your Mortgage

If you want to save money on your mortgage, you might think about refinancing. Before you can complete the refinancing process, there are several documents you need to have. Make sure you have all of these documents organized before you go through the refinancing process. Basic Personal Information You need to have documents that prove your basic personal information. This includes your name, current address, and phone number. There are plenty of documents you can use to prove this information, and your current lender probably already has this on file if you are using the same lender to go through…
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Mortgage , ,

Analyzing The Closing Disclosure: What Everyone Must Know

It is exciting to hear that an offer has been accepted, and many homeowners are ready to move into their new houses as quickly as possible. At the same time, homeowners must take the time to review all documents associated with the purchase. Purchasing a house is a major financial decision, and homeowners need to understand what their obligations are. That is where the closing disclosure is critical. What type of information is included in the closing disclosure, and what do homeowners need to know now? The Closing Disclosure Includes Fees And Costs First, homeowners need to take a look…
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